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Maintaining Universal Service in Texas
by Michael J Balhoff and Bradley Williams

Texas Universal Service Study: Perspectives for Reform-Small Texas ILECs
by Michael J Balhoff and Bradley P Williams

Press Release - State Universal Service Fund
by Michael J Balhoff and Bradley P Williams

White Paper - State Universal Service Fund
by Michael J Balhoff and Bradley P Williams

Understanding the Benefits/Risks of the FCC's Quantile Regression Analysis
by Vincent H Wiemer and Michael J Balhoff

Lessons from Rebuilding the FCC Quantile Regression Analysis
White Paper by Vincent H Wiemer and Michael J Balhoff

Rural Carrier Dividend Perspectives
by Michael J Balhoff and Bradley Williams




Universal Service Funding:
Realities of Serving Telecom Customers in High Cost Regions





Municipal Broadband: Digging Beneath the Surface

"A Policy and Financial Study."

Financial Market Perspectives on Net Neutrality Principle 5
Statement by Michael J. Balhoff and Bradley P. Williams

Universal Service Funding Comments on Behalf of ITTA in Response to Joint Board
Balhoff & Rowe's comments in response to the Public Notice issued by the FCC seeking comments on the use of reverse auctions to provide high-cost fund support and to supplement the record in the proceeding on other proposals to modify the FCC's rules relating to high-cost universal service support.

Universal Service Funding Comments on Four Joint Board Proposals
Balhoff & Rowe's comments in the response to the Public Notice issued by the FCC seeking comments on proposals to modify the FCC's rules relating to high-cost universal service support CC Docket No. 96-45 FCC05J-1.

The Future of Rural Telecommunications: Is the Universal Service Fund Sustainable?
Statement by Michael J. Balhoff, CFA before the US House of Representatives Committee on Small Business and Subcommittee on Rural Enterprise, Agriculture and Techology Policy.

Reshaping Rural Telephone Markets
Financial perspectives on integrating acquired access lines.

America at a Crossroad:Understanding the Challenge of Broadband in Rural America
Report by Michael J. Balhoff & Bradley P. Williams